Saint Joseph ZIP Code List — Berrien County, MI

There is one unique ZIP code in Saint Joseph, Michigan and it is 49085. Area code: 269.

ZIP codes

24.13

sq mi land

2.59

sq mi water

269

area code

Saint Joseph, MI ZIP code map

About Saint Joseph, MI

Saint Joseph, Michigan, is a charming city located along the shores of Lake Michigan. Known for its picturesque landscapes and vibrant community, it offers a unique blend of small-town charm and modern amenities. Visitors and residents alike enjoy its scenic waterfront, historic landmarks, and cultural events throughout the year.

Location & geography

Saint Joseph is situated in Berrien County and boasts a beautiful lakefront that attracts visitors every summer. The city is conveniently located approximately 38 miles from South Bend, Indiana, 85 miles from Kalamazoo, and 100 miles from Chicago, making it a desirable spot for weekend getaways. Comprising a land area of 24.13 square miles and a water area of 2.59 square miles, Saint Joseph features both land and lake, perfect for outdoor enthusiasts.

Community & economy

The community of Saint Joseph is known for its friendly atmosphere and active participation in local events and festivities. The city hosts a variety of industries, including tourism, agriculture, and manufacturing, contributing to a diverse economic base. Daily life in Saint Joseph revolves around local shops, restaurants, and community gatherings, creating a close-knit and welcoming environment.

Transportation

Saint Joseph is accessible via U.S. Route 12 and Interstate 94, providing easy connectivity to neighboring cities and regions. The nearest airport is the Southwest Michigan Regional Airport, located approximately 8 miles away in Benton Harbor. While public transit options are limited, many residents rely on personal vehicles for daily commutes and travel.

History

Saint Joseph was established in the early 19th century and has grown significantly as a tourism hub due to its favorable location along Lake Michigan. Key industries in the area originally included agriculture and shipping, taking advantage of the city’s access to waterways. Notable events in its history include the development of the St. Joseph lighthouse, which has become an iconic symbol of the city.

Did you know?

One surprising fact about Saint Joseph is that it was once known for its pearl button manufacturing industry. Today, the city is recognized for its beautiful Silver Beach County Park, which attracts thousands of visitors each summer.

ZIP codes for Saint Joseph, MI (1)

ZIP code	City	County	Map
49085	Saint Joseph	Berrien	View map

Demographics & statistics

23,778

Population

45.1

Median age

$96,034

Median household income

$52,680

Per capita income

$262,800

Median home value

$994

Median monthly rent

78.0%

Home ownership

4.0%

Poverty rate

2.0%

Unemployment

9,171

Housing units

49.3%

Bachelor's or higher

Age distribution

Male Female

645

Under 5

643

662

5–9

660

579

10–14

578

634

15–19

632

549

20–24

547

1,396

25–34

1,393

1,473

35–44

1,471

1,346

45–54

1,344

754

55–59

752

1,066

60–64

1,063

1,630

65–74

1,626

623

75–84

621

546

85+

545

← Male

Female →

Age summary

Group	Count	%
Under 18	4,628	19.5%
18 and over	19,150	80.5%
65 and over	5,591	23.5%
Median age	45.1 years

Race & ethnicity

White 85.3%

Asian 4.6%

Two or more races 4.5%

Black or African American 2.3%

Hispanic or Latino 2.1%

Other race 0.9%

American Indian / Alaska Native 0.4%

Group	Count	%
White	20,728	85.3%
Asian	1,107	4.6%
Two or more races	1,092	4.5%
Black or African American	549	2.3%
Hispanic or Latino	516	2.1%
Other race	216	0.9%
American Indian / Alaska Native	86	0.4%

Household income

Under $10k 2.7%

$10k–$15k 2.3%

$15k–$25k 5.8%

$25k–$35k 5.7%

$35k–$50k 9.4%

$50k–$75k 15.6%

$75k–$100k 11.0%

$100k–$150k 22.1%

$150k–$200k 11.3%

$200k+ 14.2%

Range	% of households
Under $10k	2.7%
$10k–$15k	2.3%
$15k–$25k	5.8%
$25k–$35k	5.7%
$35k–$50k	9.4%
$50k–$75k	15.6%
$75k–$100k	11.0%
$100k–$150k	22.1%
$150k–$200k	11.3%
$200k+	14.2%
Median income	$96,034

Housing

Home values

Under $50k 1.8%

$50k–$100k 2.7%

$100k–$150k 5.3%

$150k–$200k 15.9%

$200k–$300k 36.3%

$300k–$500k 27.4%

$500k–$1M 9.5%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$262,800
Median rent / month	$994
Owner occupied	78.0%
Renter occupied	22.0%
Vacant	10.6%
Single-family detached	75.3%
Large apartment buildings	8.5%
Mobile homes	1.3%
Median rooms	6.3
Avg household size (owned)	2.47

Year built

Era	%
2020 or later	0.3%
2010–2019	3.1%
2000–2009	8.4%
1990–1999	11.1%
1980–1989	7.0%
1970–1979	14.0%
1960–1969	17.8%
1950–1959	16.2%
1940–1949	5.7%
1939 or earlier	16.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.9%
1 bedroom	10.1%
2 bedrooms	19.6%
3 bedrooms	41.8%
4 bedrooms	20.1%
5+ bedrooms	6.5%

Vehicles per household

Vehicles	% of households
No vehicle	4.8%
1 vehicle	30.4%
2 vehicles	44.9%
3 or more	19.9%

Heating fuel

Fuel type	%
Utility gas	83.7%
Electricity	13.1%
Propane / LP gas	1.3%
Fuel oil	0.3%
Wood	0.1%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	5,623	55.1%
Cohabiting couple	493	4.8%
Male householder, no spouse	1,660	16.3%
Female householder, no spouse	2,426	23.8%
Households with children under 18	2,407	23.6%
Households with seniors (65+)	3,915	38.4%
Average household size	2.27

Marital status

Status	Male	Female
Never married	26.3%	20.9%
Married	61.5%	56.0%
Separated	0.3%	0.5%
Widowed	3.5%	10.1%
Divorced	8.4%	12.5%

Education

Less than 9th grade 1.3%

Some HS, no diploma 1.9%

HS graduate 16.8%

Some college, no degree 19.6%

Associate's degree 11.1%

Bachelor's degree 30.6%

Graduate / professional 18.6%

Metric	%
HS diploma or higher	96.8%
Bachelor's or higher	49.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	492	10.3%
Kindergarten	320	6.7%
Elementary school	1,805	37.9%
High school	1,000	21.0%
College / grad school	1,149	24.1%

Employment

Industry of employment

Education & healthcare 25.2%

Manufacturing 22.2%

Retail trade 7.9%

Arts, food & hospitality 7.9%

Professional & management 7.6%

Finance & real estate 7.2%

Transportation & utilities 6.0%

Other services 4.9%

Construction 4.0%

Public administration 3.7%

Wholesale trade 1.7%

Information 1.2%

Agriculture & mining 0.6%

Occupation

Category	%
Management, business & arts	54.9%
Service	12.5%
Sales & office	17.1%
Natural resources & construction	6.4%
Production & transportation	9.1%

Employment type

Type	%
Private sector	84.2%
Government	10.5%
Self-employed	5.2%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	79.5%
Carpool	4.6%
Public transit	0.1%
Walk	3.0%
Other means	1.0%
Avg commute (minutes)	17.4

Poverty

All people 4.0%

Under 18 years 1.4%

18 and over 4.7%

Married-couple families 1.9%

Female-led households 4.9%

Income support

Source	% of households
Social Security	38.1%
Retirement income	28.2%
Supplemental Security	3.6%
Cash public assistance	2.2%
Food stamps / SNAP	3.8%

Health indicators

Condition	%
High blood pressure	31.4%
High cholesterol	34.7%
Heart disease	6.2%
Stroke	2.7%
Asthma	9.7%
Arthritis	26.8%
Kidney disease	2.7%
Pulmonary disease	5.8%
Cancer	7.9%

Behavior / access	%
Binge drinking	18.6%
No physical activity	15.8%
Less than 7 hrs sleep	29.5%
Fair or poor health	10.7%
Poor mental health	13.6%
Poor physical health	8.7%
No health insurance	7.4%
Visited doctor (checkup)	75.2%
Visited dentist	75.0%
Cholesterol screening	93.3%
Teeth loss	8.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,193	6.2%

Disability	%
Any disability	11.0%
Under 18	3.1%
18–64 years	7.0%
65 and over	28.0%

Health insurance coverage

Type	%
Private insurance	84.6%
Public insurance	30.4%
Uninsured under 19	2.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	22,490	94.6%
Spanish	320	1.4%
Other Indo-European	58	0.3%
Asian & Pacific Islander	127	0.6%
Other languages	133	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	21,943	92.3%
Born in same state	21,816	91.7%
Born in different state	14,534	61.1%
Foreign born	127	0.5%
Naturalized citizen	1,835	7.7%
Not a US citizen	849	46.3%

Ancestry

Ancestry	Count	%
Italian	3,333	14%
French	3,219	13.5%
English	811	3.4%
Arab	589	2.5%
Polish	233	1%

Ancestry	Count	%
German	196	0.8%
Norwegian	133	0.6%
Dutch	131	0.6%
Irish	67	0.3%

Technology access

Metric	% of households
Computer access	42.9%
Internet access	93.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Saint Joseph, MI?

Saint Joseph, MI has one ZIP code: 49085.

What is the main ZIP code for Saint Joseph, MI?

The primary ZIP code for Saint Joseph, MI is 49085. The city uses area code 269 for phone service.

What county is Saint Joseph, MI in?

Saint Joseph is located in Berrien County, Michigan.

How many ZIP codes are in Saint Joseph, MI?

Saint Joseph, MI has 1 ZIP code.

What ZIP code serves Saint Joseph's downtown area and the waterfront district along Lake Michigan?

The downtown Saint Joseph area, including the Silver Beach waterfront and historic downtown core, is served by ZIP code 49085.

What is the ZIP code for the Saint Joseph area near the Berrien County courthouse and civic center?

The Saint Joseph civic center and downtown government district are located in ZIP code 49085, which covers the entire city.